Ultimate crypto safe haven! Finally, Securing Value in Crypto is simple. X8X Token holders are granted a 0% fee for issuing X8Currency, a 100% fiat & gold backed Token.
Token holders are the gatekeepers!
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What is X8X? X8X is an Ethereum pure utility Token, functioning as a Key for issuing X8Currency. To exchange X8Currency for fiat ($/€) with 0% fee you will need to hold a corresponding amount of X8X.
X8X TOKEN SPECIFICATION Address: 0x910Dfc18D6EA3D6a7124A6F8B5458F281060fa4c Token Symbol: X8X Decimals: 18
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Utility Token Token is used as a key to access services of issuing or exchanging the X8Currency at the Issuer.
Limited Cap There will be only 100.000.000 Tokens issued in the TGE, later mining is not supported.
Opportunity X8X holders will be able to obtain their own X8Currency or distribute this right to others on Online Exchanges.
Legislation compliant The X8X Token is issued by a Swiss-based company, approved by the Swiss Regulatory Authorities.
X8 Project - Dual Token Model A revolutionary new store of value for the distributed and traditional economy brought to you by the ultimate currency. The X8 Project developed two Ethereum based Tokens: X8Currency that is fully backed with 8 fiat (cash) currencies + gold and X8X Utility Token that functions as a key to the issuance and exchange process of X8C with 0% fee.
What is X8Currency (X8C)? X8Currency is an Ethereum Token, 100% backed in 8 fiat (Cash) Currencies & Gold. Each Token is represented with assets deposited on bank accounts. Assets are actively managed by the propriety software, Automatic Reserve Management AI. X8C can only be issued or exchanged for fiat with X8X Utility Tokens.
fiat-gold X8Currency Facts:
100% backed with Cash & Gold assets are actively managed by proved and tested AI risk management platform ARM the most stable Crypto Currency 100% exchangeable for 8 fiat Currencies (Cash) at the Issuer for 0% fee with X8X Tokens PROVEN PROVEN Risk management AI developed over 10 years for traditional FinTech, $1B in transactions since 2015.
SAFE SAFE Non-leveraged reserves in top 8 fiat currencies and gold provide unparalleled safety.
LIQUID LIQUID Fiat currency foundation enables daily volume in billions without affecting the price.
SECURE SECURE Triple-redundant Swiss architecture and gold reserves fully utilise the advantages of the Swiss financial ecosystem.
verified Our business partner verifies that this chart represents the holdings of a live account where all trades were executed by ARM AI. View reference here.
The ARM Portfolio risk management AI, which operates the reserves of the X8 currency, was developed over 10 years. It has been operational since 2015 and has generated a transaction volume of over $1 Billion for clients in the traditional financial industry.
8-Currencies-ARM-AI Fiat in X8 brings vast liquidity which can support speedy large transactions with little to no price impact. That means that X8 can scale globally and provide a sustainable solution as a financial system for more than 3,5bn people.
Together with friendly nature of X8 market operations, all participants in the value chain benefit from this constructive system.
X8 leverages the benefits of the Swiss financial ecosystem. Fiat funds deposited in the Swiss UBS AG, will be insured by SwissRE AG and audited daily by JP Fund Services. A store of gold currency in the safest certified storages outside the banking system serves as additional reserve for X8 currency.
Swiss-setup Road map
Team The team behind the X8 Currency blockchain product.
Gregor is behind some of the main design features of ioNectar platform. Gregor combined natural investment perspective with advanced technology capabilities of today into a winning philosophy match. His accumulated experience comes from working as portfolio manager in institutional environment, advising funds, HNWIs and specialists in foreign exchange and other markets.
GREGOR KOŽELJ CEO / Founder Tomaz with his long-term experience in business is responsible for executing the Sales strategy and tactics. The focus is to drive the business forward in creating stronger relationships, converting more prospects in gaining potential clients, increasing sales, creating operational efficiency, and lastly creating a fun and motivational environment.
TOMAŽ LEPOŠA CSO His experience with entrepreneurship, business organization and sales management has given him a valuable insight into business processes and development. His approach to team management and integration makes business operation a smooth and exciting experience.
ALY KULAUZOVIĆ Business development Rudolf Ströbl is a financial expert and program-developer with over 20 years of experience in various projects involving precious metals, options, equities and digital currencies. He has also developed models and algorithms in the Forex Markets. Currently he is the Managing Director of FX & Project Management GMBH in Switzerland. RUDOLF P. STRÖBL Infrastructure Francesca Greco has been a board member of several Private Equity Funds. Her focus are projects related to energy and telecommunications. She has been following closely the development of cutting-edge technologies of great potential. She is currently part of Green Brain Technologies team, where she is in charge of Government Relations and Regulatory Affairs.
FRANCESCA GRECO Legal Lenart manages and supervises legal aspects of the company's business. With experience at law office, he finds working in the area of finance an opportunity to expand his skills and understanding of legal dimensions of finance.
LENART KMETIČ Communications & Legal support Phil is an expert problem solver with a background in finance and communications. He has been a most welcome addition to the team, especially in terms of strategy and sharpening message clarity. He has more than 20 years of active experience in bringing together businesses from Western, Central and Eastern Europe by means of eliminating cultural differentiation.
PHIL LAWRENCE Communications An IT expert with years of participation in the world of cryptocurrencies. His experience in computer programming and knowledge of IT is a valuable contribution to the company. The products of ioNectar gave him an opportunity to employ his skills in a new and exciting way. He is also responsible for ICO communication.
ALEN OBERSTAR Communications With background in social sciences and focus on collapse of complex systems, he welcomed the opportunity to explore issues of financial stability. His passion for research led him to become one of the main contributors to the company's xfeed. He is also in charge of TGE communication.
DAVID PREŽELJ Communications Urban is a long-time cryptocurrency enthusiast with a passion for ICO/TGE research. With his expertise in developing and leading teams he has developed a strategic plan to achieve the successful launch of the X8 TGE project. His strategic vision has assisted in bringing together the existing talents of the X8 team in a coherent manner.
URBAN ALJANČIČ TGE / ICO project manager Simon is a seasoned computer expert with an extensive range of programing skills in different computer languages. As the CTO of ioNectar he knows the area of the platform client and manages technological releases of the product. He is creativity driven with insight in new products development and is behind different original aspects of the platform.
SIMON HOHLER CTO Ervin is a specialist in IT. He brings together his broad technical proficiency from computer science and manages all main IT administration perspectives of ioNectar. Work in specialized software and electronics product solutions is his passion which he has been following. Through persistent expansion of his ability Ervin proved many times he is an IT authority.
ERVIN MARGUČ CIO A computer programmer proficient in several computer languages. He is involved in developing the key components of the ioNectar technology. He is eager to use his knowledge to build bridges between blokchain technology and the world of traditional finance.
ERGIM RAMADAN IT Sofia is in charge of visual presentations and design strategies at ioNectar. The dedicated and enthusiastic team around her created the right environment for her to express her artistic sensibilities and passion for aesthetics in every aspect of the company's presentations.
SOFIA KULAUZOVIĆ Corporate look & design Advisory Board The team behind the X8 Currency blockchain product.
Peter Kristensen is the CEO of JP Integra LLC US, an international finance service group providing administrative and management services to owners and managers of international private capital. PETER KRISTENSEN Financial specialist Olaf Chalmer is a financial advisor with decades of experience in the banking sector who, among other things, offers guidance to investors in financial sector. Currently he is the president of the Swiss Management, Ltd, a consulting company oriented towards clients from Eastern Europe. OLAF CHALMER B2B placement A progressive investment professional with more than 2 decades of experience in top level banks. Mikkel is advising globally on interest rate and FX risk and manages alpha driven G10 portfolios. He is running independent trading & advisory business, is also a specialist in market making and sits on several investment management boards. MIKKEL THORUP Foreign exchange field Marcus von Goetz is a seasoned bondspecialist and trader. During his career he held key bondstrading positions at several prominent financial institutions. He is also a financial advisor for larger market participants. Currently his expertise is available to institutional clients and venture capital entrepreneurs through VG&S Business Development. MARCUS VON GOETZ Business development With a background in finance and an enthusiasm for blockchain technology attorney Peter Merc PhD is the ideal legal consultant for TGEs. He is a member of the supervisory board of Slovenian systemic bank and cofounder of Lemur Legal, a legal company promoting digital transformation. He helps transform TGEs in legally compliant enterprises. PETER MERC, PH.D. Legal advice Simon Cocking is a seasoned business mentor to TGEs and a senior editor at Irish Tech News. He is also an experienced public speaker at events including TEDx and Web Summit. He is a crypto connoisseur and has to date successfully advised and mentored 18 TGEs. He has also founded six prosperous companies. SIMON COCKING Digital Marketing Branko Drobnak is a former investment banker with more than 25 years of experience in finance and entrepreneurship. This background combined with his enthusiasm for ICO research and investment provides valuable insights to the X8 project. BRANKO DROBNAK Strategic advice EXCHANGE LIST Binance Huobi Kucoin Bibox Qryptos Satoexchange BIGone Bitrue Bilaxy Bit-Z Linkcoin SECURE WALLET Ledgerwallet Trezor
Real World Problems Related to Blockchain There have been several studies that look at the problems that may cause the delay in the adoption of the blockchain technology in the real-world applications, particularly the cryptocurrencies. 1. A large portion of the public have a negative impression towards cryptocurrencies, and blockchain, because of the past illegal activities associated with them. 2. Some cryptocurrency companies and exchanges are not fully compliant with government regulations due to the lack of will to change the status quo. 3. The existing architectures are not optimally scalable, and therefore may fail to serve up to larger groups of users. 4. The implementations of blockchain technology at many existing exchanges suffer from the trades-off between speed and security. 5. Complicated and error-prone processes can result in the loss of funds and lead to unhappy customers. 6. Digital wallet technology puts the burden on users to memorize and safeguard their wallet keys. 7. Small and medium size cryptocurrency exchanges face a liquidity dilemma. Customers expect liquidity but the exchanges won’t have enough liquidity unless they have more customers. Yezcoin Platform Solutions With our full awareness of the problems, we commit to providing the solutions to them. Yezcoin Platform is our brainchild that we proudly introduce to the blockchain community. 1. Yezcoin Platform assures that proper “know-your-customer (KYC)” and “anti-money laundering (AML)” are implemented with the blockchain technology 100% compliant with all government regulations. 2. Yezcoin Platform’s exchange model is a hybrid of a speedy centralized and a securely decentralized models. Yezcoin Platform can achieve the balance between the strengths of both models.
3 3. Our expertise in advanced mobile technology allows an efficient mobile blockchain implementation that will allow users to participate in Yezcoin Platform using mobile phones. 4. With a 2-factor authentication process plus biometrics authentication, in addition to screening for fraud and blacklisted sites, Yezcoin Platform can provide customers with peace-of-mind security. 5. We mitigate the risk of private key management with multi-signature signing technology. Yezcoin Platform customers can manage their private keys via their biometric data. 6. Our 24/7 customer services will ensure that our help is always a click away. 7. Yezcoin Platform is forming a Cryptocurrency Exchange Alliance where cryptocurrency exchanges will benefit from high liquidity and a larger pool of customers. The Yezcoin Platform To achieve all the solutions we promise, Yezcoin Platform, by Yezcoin, is developed using several state-of-the-art technologies exist today for the future. Yezcoin = Hybrid Exchange + KYC & AML + Biometrics ID + Smart AI + Mobile Blockchain Yezcoin Hybrid Exchange A centralized exchange is generally fast but less secured, while a decentralized exchange is secure with lower speed. There is room in the middle to balance speed and security by storing sensitive information on the chain while performing order matching off of the chain. This way Yezcoin will have the speed of centralized model and the world class security of a decentralized model. KYC & AML Know Your Customer (KYC) and Anti Money Laundering (AML) rules have been the focus of government regulators trying to combat illegal activities in the cryptocurrency ecosystem. Unfortunately, existing cryptocurrency companies inherited KYC & AML issues since the birth of Bitcoin. As of now, no blockchain companies are able to claim that they are fully compliant with KYC & AML. Yezcoin will be the first company that is 100% KYC & AML compliant. Biometrics ID Biometric information usage has been increasing. Most modern smartphones come with Biometrics login capabilities. Enabling Biometrics ID to unlock a digital wallet is the next logical step. Many users have lost access to their wallets due to the loss of private keys. Yezcoin is using its proprietary encrypted Biometrics ID management solution to allow customers to unlock their digital wallets and securely manage their Biometrics ID. Smart AI Each cryptocurrency exchange trade comes with at least two options when making a purchase: 1) purchase with other cryptocurrency and pay full price; 2) purchase with the exchange currency and get a discounted price. Not all cryptocurrencies can be traded from every
4 exchange and some cryptocurrencies are only available on certain exchanges. There are many options and complicated steps involved in a cryptocurrency trading transaction. Among many options, there is an optimal path where the customer will pay the lowest fee for the same transaction. Yezcoin’s Smart AI will perform all complicated calculations and selections and only present the customer with the best deal for both buying and selling. Mobile Blockchain Mobile devices have become a part of modern life and are increasing in power day by day. Unfortunately, the requirements to run blockchain nodes are too demanding. Yezcoin is working with blockchain experts and mobile engineers to enable our blockchain solution to run on mobile devices. It is a challenging but vital next step that must be achieved if we want the world to adopt blockchain technology. It must work on mobile devices and Yezcoin is committed to making it happen. Yezcoin Scam Detector and International Sanctions Check The cryptocurrency market has grown tremendously since 2017. A vast amount of funding has been invested into cryptocurrency. Sadly, the high growth in the market has attracted fraud as well. Criminals will impersonate someone who is a cryptocurrency market influencer and pretend that they are running a campaign to give back to investors only after investors send them the requested cryptocurrency. Thousands of investors have become victims of these scams. Furthermore, with the ease of transferring money, funding of these illegal activities has been on the rise and the use of an International Sanctions List has become less effective. To address these issues, Yezcoin has developed features to verify every account whether it matches any published International sanctions information at the registration and also to alert users if the sending wallet address matches one of 3,000+ known scammer addresses. NEO and the Solution for Scalability Yezcoin is using NEO Blockchain to support our proprietary identity management solution because we believe that NEO is our best solution. There are a number of blockchain platforms offering different approaches. Among those, NEO stands out with high throughputs, a supportive community and scalable solutions. NEO provides a node program, Blockchain Explorer, SDK Development Kit, Smart Contract Compiler and IDE Plugin, decentralized applications. One of the highlights of NEO’s solution is the DBFT consensus algorithm. Consensus NEO’s consensus algorithm, Delegated Byzantine Fault Tolerance (DBFT), is an improved version of classic Byzantine Fault Tolerance for scalability. EXCHANGE LIST Binance Huobi Kucoin Bibox Qryptos Satoexchange BIGone Bitrue Bilaxy Bit-Z Linkcoin SECURE WALLET Ledgerwallet Trezor
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